Outsource Fixed Rate and Adjustable Rate Mortgage Loan Support Services

Lenders working under time and cost constraints often find themselves stretched between back-office functions and managing borrower portfolio. This often comes at a cost especially when you must stay on top of the fluctuating market value. If your back-office operations are coming in the way of your lending business, then you will need the help of fixed rate mortgage and adjustable rate mortgage loan services provider.

Outsource2india is a leader in fixed rate mortgage and adjustable rate mortgage loan services. With in-depth industry knowledge and awareness of prevailing conditions in the mortgage market, we provide a bespoke fixed and adjustable rate mortgage loan services that will help you stay focused on other important marketing elements that are critical for providing quality service.

Fixed Rate and Adjustable Rate Mortgage Loan Support Services We Offer

Educating borrowers about benefits of fixed rate mortgage versus adjustable rate mortgage is often a tedious task that requires a skilled negotiator who can interpret needs and paying repayment capacity of borrowers before recommending a suitable mortgage loan type. In view of high demand and customized requirements, we offer a range of fixed rate mortgage and adjustable rate mortgage services that include the following -

1. Pre-qualification of Borrower

   

   As part of this service, we review the form 1003 and carry out document screening to ensure that every field in the fill-out form is duly filled with accurate data. We take cautious measures during pre-qualification of fixed rate mortgage and adjustable rate mortgage loans by carefully reviewing each portfolio before sending submissions to an underwriter. By taking this approach we eliminate risks faced by lenders in loan approval stage and provide a friendly ambit to maintain a positive relationship with borrowers.

2. Loan Processing Support

   

   We thoroughly check the employment history, financial health reports, and credit history to evaluate a borrower's eligibility for a fixed rate mortgage and an adjustable rate mortgage. We verify the borrower authorization. We also check the borrower authorization documents, pay stubs, and W-2 forms for correctness. The verified information is saved in a CRM system for future purposes.

3. Loan Underwriting

   

   Our team of fixed loan mortgage and adjustable rate mortgage underwriters will audit the reported data to ensure there is no mismatch between the reported value and the appraisal value. Using reliable method, we verify credit reports, income statements, and borrower information before approving the loan.

4. Mortgage Appraisal Support

   

   Outsource2india is an experienced provider of fixed rate and adjustable rate mortgage loan services in India. We offer mortgage appraisal support as part of our loan service to help you verify if the reported description of the collateral is accurate. We conduct drive-by appraisal as well as a comprehensive appraisal to evaluate the collateral. After compiling results from a detailed review, we furnish the final report that can speed up loan processing.

5. Mortgage Post-closing Services

   

   After clearing stages of verification and loan approval, we offer a complete support to close the mortgage before lenders can disburse funds. After loan closure we take care of auditing the loan package, clearing the title, recording procedure, and maintaining an organized workflow. We also take quality-control measures to make sure the loan services are compliant with mortgage laws.

Fixed Rate Mortgage and Adjustable Rate Mortgage Loan Processing Method We Follow

When you outsource fixed rate mortgage and adjustable rate mortgage loan services we maintain transparency while working with your team to design a solution that is ideal for your budget and the volume of loan application. With this knowledge, we recommend the best fit solution that saves you time and money. The process behind the fixed rate and adjustable rate mortgage loans services are as follows -

 

01. Document Organization

We create and maintain a veritable paper trail by organizing documents essential for loan application

 

02. Qualification

We check if the borrower's portfolio meets the minimum requirements to become eligible for the loan

 

03. Choosing Loan Program

Once they become eligible we present options to choose a fixed rate or adjustable rate mortgage loan types that are ideal for their needs

 

04. Loan Application

After choosing the loan type we process the application by validating the collateral and deciding the loan to value (LTV)

 

05. Loan Approval and Closure

We ensure that your loan is approved by moving your application towards loan closure. Thereafter, you can commence with repayment

Why Choose Outsource2india for Fixed Rate Mortgage & Adjustable Rate Mortgage Support Services?

Outsource2india has been passionately serving lenders across 150+ nations worldwide with a custom fixed rate mortgage and adjustable rate mortgage loan services. Our solutions have brought immense value to small, mid, and large-sized lending institutions. We provide numerous benefits apart from speedy completion and soft savings. The advantage of choosing O2I's fixed rate mortgage and adjustable rate mortgage solutions are as follows -

• Certified Mortgage Service Company

  Outsouce2india has been recognized as an ISO 9001:2013 company thanks to efforts taken by our mortgage experts to deliver high-quality fixed rate and adjustable rate mortgage loan support services that guarantees peace of mind and accuracy in every stage of loan origination and closure. We commit ourselves to deliver unparalleled satisfaction to your lending institution by preventing errors in the document and loan verification process. Additionally, we are also members of the mortgage bankers association (MBA).

• Data Security

  O2I is an ISO/IEC 27001:2015 certified company. The certification we earned for taking the latest data security measures to prevent your data from landing in wrong hands. We also maintain the confidentiality of your documents without exception. Our stringent physical and digital security deterrents are monitored and handled by security experts to prevent lapses.

• High Accuracy and Quality Service

  After maintaining a clean paper trail and verifying the accuracy of appraisal reports we furnish authentic reports that will help you recommend the correct loan services to borrowers. We ensure that our services are carried out as per the regulatory norms of prevailing mortgage laws and we take good care to align your lending institution's practice with the industry's expectations.

• Short Turnaround

  By partnering with us, you can save close to 40% of the time spend on resource-intensive back-office loan processing time and instead become more involved in important areas of mortgage loan management.

• Scalability

  Whether you prefer to scale up or scale down we got you covered. Our fixed rate and adjustable rate mortgage loan support services involve a lengthy process of verification. We extend the full support to streamline every aspect of mortgage loan processing.

• Pocket-friendly Pricing Options

  You can save close to 40% of the cost involved in handling back-office functions by outsourcing fixed rate and adjustable rate mortgage loan support services. With no up-front charge, we offer flexible pricing for all our services to let you choose what is appropriate for your business.

• Single-point Contact

  We treat our clients as valuable assets. Our single point contact will eliminate the need to wait in the queue to get heard. When you need to get in touch with us we can facilitate the interaction with concerned professionals and support team without delay.

• Experienced Team of Mortgage Analysts, Underwriters, and Appraisers

  We have a team of 200+ mortgage analysts, appraisers, and loan underwriters with a decade plus years of experience. Our team can not only resolve the most persistent challenges faced by your lending institution but also can save you precious time and money in a big way.

• Modern Infrastructure

  We have a sound technology, security, and physical infrastructure that dynamically supports loan services. Our facility is housed with the latest proprietary software to take care of routine functions that do not require the attention of knowledge workers.

• Secure Data Exchange

  To make end-to-end file sharing a secure experience we provide secure FTP and VPN through which you can send confidential files, documents, and data without concern.

• Round the Clock Availability

  You can reach the experts art our end via phone call, email, or web chat from your local time zone because we are just within arm's reach when you need us. By providing the omnichannel support you can get your concerns resolved in the shortest time.

Client Success Story

Leading Mortgage Lender Experienced 15% Increase in Business with O2I's Mortgage Underwriting Services

A US client contacted Outsouirce2india for underwriting support because their in-house teams were not equipped to handle an overwhelming number of applications. Backed by O2I's support the client could see a rise in profit margin.

Read more

O2I Provided Mortgage Valuation Services for a Valuation Company

After seeing just meager business growth a valuation company approached O2I for mortgage valuation assistance. After understanding their concerns, we provided a comprehensive support that resulted in a 25% increase in business volume along 50% cost reduction.

Read more

Outsource Fixed Rate Mortgage and Adjustable Rate Mortgage Loan Support Services to O2I

Outsource2india is an ISO certified company with footprints across 150+ nations where have served mortgage services to many loyal clients. We have emerged as a world leader in a fixed rate mortgage and adjustable rate mortgage since our inception 25 years ago, and are the preferred choice when clients want to offshore fixed rate and adjustable rate mortgage loan support services. Our team consists of highly experienced mortgage industry professionals who embolden us to take on complex challenges associated with mortgage loan services. We also offer other services that include foreclosure assistance services, loss mitigation assistance, mortgage closing support for lenders, and more.

Reach us now if you need a fixed rate and adjustable rate mortgage loan support services because we have the solution your business needs.