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Banking Financial Analysis Services

Outsource Banking Financial Analysis Services

We provide banking financial analysis services starting at just $12/hour to banks helping them track and optimize their cash flow without spending humongous time or money

Are you struggling to get accurate numbers on balance sheets and income statements laid out by non-specialized financial analysts? Is your struggle with banking financial analysis further compounded by calculation of total interest income instead of net interest income by inexperienced analysts? If so, we, at Outsource2india can help you get an accurate deposit and interest rate spread reports without lifting a finger.

Outsource2india has 25 years of experience in banking financial analysis services where we put our best financial minds to the task. We work closely with our clients to understand their requirements and challenges in carrying out banking financial analysis. At O2I, we proactively scan values from annual 10K and balance sheets to analyze net interest income, non-interest income, total interest earned, net income, securities, loans, deposits.

Banking Financial Analysis Services We Offer

Outsourcing Banking and Finance & Accounting Services streamlines operational processes, reduces cost, complexity, and maximizes revenue for banks. In addition to these benefits, banks also get a local perspective by understanding the specific needs of customers in different locations. They can use financial performance analysis of banks to differentiate products and get ahead of the competition. Our banking financial analysis services cover -

  1. Accounting of General Ledger

    Accounting of General Ledger

    We can help you keep your finances spic and span. Our team of financial analysts will thoroughly check entries and statements to ensure balances match the statement. Our team can perform payroll processing, ledger reconciliation, accrual and prepayment adjustment, book-closure at the end of financial term and other functions.

  2. Revenue Management and Interest Recovery

    Revenue Management and Interest Recovery

    Our analysts can identify shortfalls in documents and provide recommendations to remediate the errors if any. Our agents will help you follow up on payments owed by borrowers. We will accelerate the collection of interest so you can improve your revenue stream.

  3. Cash Flow Management

    Cash Flow Management

    We help you keep track of the inward and outward cash flow as well as close gaps in spending. All that is made possible with accurate financial projections and budget forecasts. We will acquire your financial data to perform number crunching. The findings will be compiled into powerful insights that enable you to efficiently manage the cashflow.

  4. Accounts Reconciliation

    Accounts Reconciliation

    Inaccurate assessment of accounting, financial, and management reports can lead to complications that can come in the way of profit-making stride. If you have internal records of finance management, we will ensure that the bank statement meets the bookkeeping records that are maintained internally. If a mismatch in balances is found, we will flag the data for reconciliation. Further, we will provide reconciliation support to close the gap in reports.

Our Finance and Accounting Portfolio

Banking Financial Analysis Process We Follow

Our Banking Financial Analysis services are perfect for small-medium sized banks and Loan production offices. Our experts deal with loans between $0.5m – $15m. Our process is highly transparent and provides precise instructions to help our team to execute banking financial analysis without errors. outsourcing banking financial analysis services lets you experience the following process -

 

01. Collate and Review Data

In the first step of the financial analysis, our analysts at O2I collate and review source data. These are the source documents that we review -

  • Personal financial statement of guarantor
  • Tax Return of each guarantor
  • Credit report of each guarantor
  • Credit Score / Lien info
  • Management resume of each guarantor
  • Business tax returns for 3 years
  • Tax returns of Affiliate entities
  • Interim financial statements
  • Cash Flow Statement
  • AR Ageing Report, Appraisal Report, etc.
  • Forms 1003, 413, 4506T etc.
 

02. Perform Credit Financial Analysis

Once all the data has been reviewed, the experts analyze all the data that has been collected. Banking financial analysis service outsourcing will see our analysts performing the following functions -

  • Perform Ratio Analysis
  • Spread Financials
  • Perform Financial Analysis of Guarantors
  • Analyze Repayment Capacity
 

03. Prepare and Review Credit report

In this stage, the financial analysts at Outsource2india prepare the credit report and share it with the banks.

  • Enter Credit Analysis Summarized info
  • Enter customer information
  • Enter loan details
  • Review and finalize credit report

Types of Loans We Analyze

We deal with analysis for different types of loans including -

 Purchasing
 Refinancing
 Cash-out Refinancing
 Construction or Expansion Loans - Conventional
 SBA 7(A)
 Conventional 504
 Conduit Loans

Why Outsource Banking Financial Analysis Services to Outsource2india?

Why worry about hiring a full-time financial analyst when you can outsource banking financial analysis services to O2I at fraction of the cost of a full-time analyst? Plus, we offer you the flexibility to scale and customize banking financial analysis services so that your bank's income is higher than expenses. Here are several top reasons why choosing a banking financial analysis services provider like us could enhance your productivity -

  • Affordable Prices

    A banking financial analysis service providing a company like Outsource2india is the choicest partner for big and small banks looking for partners who offer financial analysis for the banking industry. Outsourcing financial analysis for banks is simply the best solution to consider especially if you are cost-conscious and are concerned about accruing unnecessary overhead.

  • Data Security

    The security of our client's data is a matter of great concern to us. Therefore, we take the best security measure to keep your data secure. Our teams have signed the non-disclosure agreement. Thus, making sure you can trust the analysts working on your sensitive financial data. Our combined efforts to ensure best data security have earned us the ISO/IEC 27001:2022 certification.

  • High-quality Services

    Our banking financial analysis services are designed with quality in focus. We ensure that every key parameter is considered for an accurate analysis of your yearly statement. Our quality control team evaluates the analysis report to ensure it is error-free. We are therefore an ISO 9001:2015 certified banking financial analysis services provider that values your time and money.

  • Experienced Team

    O2I has a team of qualified Chartered Accountants, (certified public accountants) statisticians with doctoral degrees and people with MBA (Finance) from reputed institutions. They keep themselves up to date with global trends using various methods. They peruse online journals and link-up with reputed CFAs abroad. Their comprehensive industry knowledge and experience can be effectively tapped to determine the performance and fiscal accountability of an organization.

  • Quick Turnaround Time

    If you have a tight deadline, we can help you avail reports on time for making timely decisions. Our analysts have the potential to work in tight shifts to complete the analysis of banking and financial data.

  • Scalable Services

    The banking financial analysis services can be scaled with flexibility because at O2I, we have the bandwidth to deal with analysis requirement however complex the challenge.

  • SPOC

    We offer a single point of contact who ensures that your concerns, if any, are heard and addressed without being made to wait. Our project head will reach out to you and provide the necessary support in a personalized manner.

  • Harness Latest Tools

    We are adept at using the best banking financial analysis tools. Our team regularly uses the state-of-the-art analytics tool to read, analyze, and distinguish the data.

  • Round-the-clock Support

    Get round-the-clock support from our agents to help you out in nearly all circumstances. You can reach us through your preferred channels to get instant support.

Client Success Stories

Provided Accounts Payable Services to an e-logistics Client

Provided Accounts Payable Services to an e-logistics Client

A transportation management company was glad we helped them with accounts payable service. We helped the client streamline their revenue stream.

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Case Study on Financial Research Support Services

Financial Research Services

We handled SEC filings for small publicly-listed companies, which helped them reduce their turnaround time and save costs.

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Outsource Banking Financial Analysis Services to Outsource2india

When you outsource banking financial research to Outsource2india, you are trusting an experienced partner with two decades of experience in some of the most challenging and complex banking financial analysis and accounting services. We have had service requirements from several big and small banks across the world. Our banking financial analysis has helped the client to make better decisions and enhance their compliance without rocking their boat.

Contact us to tell us about your requirements for financial analysis services for banking and our customer engagement team will get back to you within 24 hours.

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